LIABILITY

Businesses must take out employers' liability insurance, under the Employers' Liability (Compulsory Insurance) Regulations 1998.

This protects your business against claims from employees for accidents or sickness through work.

Public liability insurance is generally voluntary, but protects the business if it is held legally liable for personal injury or damage to property.

Public liability insurance covers claims made against the business if the owners, directors or employees are shown to be responsible.

The insurance will also include cover for any legal costs associated with defending claims against the business.

If appropriate, the policy should apply to work off-site as well.

As specialists in liability insurance, we have the experience to advise about the cover that's exactly right for you.