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PROFESSIONAL INDEMNITY INSURANCE
Industries F - L
Examples of actual claims made and settled by Insurers.
Miscellaneous – F
Forestry Consultants
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The Insured neglected to arrange insurance cover for a client’s listed woodland.
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£40,000 |
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Clerical errors were found in details of the sale of woodland.
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£10,000 |
Forestry Managers
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The Insured allegedly mismanaged a plantation resulting in the client incurring a financial loss.
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£100,000 |
Fuel Economy Consultants
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It was alleged that the Insured were negligent in their design of heating and lighting systems for a factory. Substantial remedial works were required.
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£600,000 |
Funeral Directors
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The Insured retained the services of funeral directors to send the client’s husband’s body from the Continent to the UK. Two bodies were mixed up and the client’s husband’s body was sent to the wrong destination. Additional costs were incurred to rectify the situation.
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£20,000 |
Freight Forwarders
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It is alleged that the Insured failed to take reasonable care in the preparations for the carriage of equipment. The equipment was damaged in transit.
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£60,000 |
Miscellaneous – G
Graphic Designers
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A text book drawing was adapted to use as a logo. A third party sued for breach of copyright.
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£35,000 |
Miscellaneous – H
Horticultural Consultants
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A herbicide mixture specified by the Insured is claimed to have caused extensive damage to nursery seedlings.
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£30,000 |
Hotel Consultants
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An employee of the Insured made a number of errors involving two hotels.
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£35,000 |
Miscellaneous – I
Interior Designers
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The Insured was responsible for designing the layout for a restaurant. It is alleged that the restaurant will not be able to cope with the intended number of diners and must be redesigned.
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£130,000 |
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In a dispute over fees the client issued a writ alleging negligence in connection with the refurbishment of a farmhouse.
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£25,000 |
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The Insured designed the layout of office premises and the client alleged that this was not in accordance with his requirements.
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£25,000 |
Miscellaneous – L
Landscape Architects
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The Insured designed the landscaping for a school including drainage. The drainage system is alleged to be defective and a claim has been brought for the costs of correction. |
£50,000 |
Legal Advice Centres
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An Advice Centre acted on behalf of a client in respect of an injury claim, but allowed the claim to become statute barred. The client could have been entitled to damages of £70,000 and this amount was awarded against the Centre plus interest and costs.
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£100,000 |
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The Insured failed to submit an application for unfair dismissal within the statutory item limit. Compensation and loss of wages were claimed.
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£10,000 |
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The Insured omitted to mention the possibility of claiming under civil law against an employer when giving advice concerning an industrial disablement claim.
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£10,000 |
Legal Costs Draughtsmen
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Employees lost files belonging to clients where costs had not been assessed by the Insured. The client may not be able to recover the legal costs.
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£15,000 |
Legal Department
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An employee was buying a new house and the Insured’s legal department, acting on his behalf, incorrectly dealt with the conveyancing. As a result, the employee could not obtain a mortgage on the property. |
£50,000 |
Livestock Auctioneers
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The Insured acted in the sale of a client’s herd of cattle. The client alleges that the livestock was sold for substantially less than the minimum price specified.
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£100,000 |
Loss Adjuster
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In negotiating a claim for damaged cargo the Insured neglected to apply for an extension in time limits for issuing legal proceedings, so the claim became time barred. |
£100,000 |
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The client alleged negligence against the Insured in connection with the processing of a consequential loss claim. |
£50,000 |
Ensure that these claims don't happen to you and your company, please contact us now and we will be happy to advise you on a professional indemnity policy that is tailored specifically for your needs.
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| We can be contacted by telephone on 01420 594242, or by filling in our On-line Form. |
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Headley Insurance Services Limited is authorised and regulated by the Financial Services Authority in respect of general insurance business. | Headley Insurance Services Ltd, William Curtis House, Lenten Street, Alton, Hants GU34 1HH | | Offices also at: 1551 Wimborne Road, Kinson, Bournemouth BH10 7AZ |
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