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NEWS – Last Updated 16.30 – 09/08/2011
In these times of civil unrest we would ask you to review your Disaster Recovery and Security Plans and make sure that all those involved internally are reminded of their roles and duties in the event of a major fire or damage or if you have access to your location restricted by local law enforcement:
Things in particular to look out for are:
1. Data back up completed daily and taken off site or transmitted to a second remote storage location/server
2. Contact details of your suppliers (eg: utilities/insurers/security) stored off site so you have immediate and remote access
3. Your major client contact details stored off site so you have immediate and remote access
4. Contact details of your employees so that they can be advised of any situation before commuting
5. Take extra special care when securing your premises and make the necessary checks
Please also take into consideration the safety of your employees, not only whilst at their place of work but whilst commuting and please seek advice from your Human Resource provider/supplier/website.
Finally should you be unfortunately affected by any civil unrest please report the incident to us immediately (but definitely within 7 days) as the insurers only have 14 days to subrogate the loss.
We hope that this is of assistance but should you require further information please do not hesitate to contact us.
- New Office Insurance Scheme
Headley Insurance is pleased to announce the launch of our new office insurance scheme. We can now provide you with a market leading package offering some of the widest cover available at a rate which is sure to beat your existing premium.
The package is aimed at all offices large and small, even those with multiple locations. Some of the standards covers include All Risks for your computers and contents, public and employer’s liability, business interruption, loss of money and much, much more. Additional benefits such as website protection, crisis containment and enhanced security tagging for your portable office equipment can also be arranged.
For further information on or to obtain a quotation and start saving money please contact one of our experienced team by either phone or email today.
We look forward to being of assistance…
Our office managers have recently returned from BIBA 2011 in Manchester. A good time was had by all and we have picked up some excellent contacts as well as some promising business initiatives. Keep watching our news pages for further details and new exciting products.
- Engineering Inspection Changes:
The insurance industry will be implementing changes to the frequency of inspections for plant equipment covered under motor trade policies.
'The frequency of inspections can be dictated by regulations or by risk assessment in order to establish an acceptable periodicity'. For further information regarding the changes please review the following document kindly provided by Allianz Insurance - Change to Inspection Frequency
- Increase in IPT & VAT effective 04/01/2011
At the last UK Budget (May 2010) the Government imposed an increase of 1% on Insurance Premium Tax (IPT) and an additional 2.5% on Value Added Tax (VAT) to be effective on all premiums due on or after the 04th January 2011.
This means that the new levels will be as follows:
Insurance Premium Tax:- 6%
Value Added Tax:- 20%
Please note therefore that all policies due for renewal or quotation after 04/01/2011 will reflect this amendment.
- 14 September 2010 - Several hurt in Sainsbury's coffee machine explosion
A number of people, including customers, were hurt when an industrial coffee machine, the type used in numerous coffee bars and café’s across the UK exploded at a Sainsbury's supermarket in Hampshire.
Fire crews were called at 1225 BST to the Kingsmead Centre in Farnborough, after the blast in the store's café caused a number of people, including customers, to be hurt when an industrial coffee machine exploded.
Six people suffering mostly from minor injuries were taken to hospital. Others were treated at the scene. Sainsbury's said a ruptured pipe caused the explosion and the store was evacuated and temporarily closed.
This news story highlighted the requirement under PSSR2000 regulations that all establishments that use similar machines for the production of coffee based hot drinks such as restaurants, café, hotels, coffee shops and leisure facilities, must have an annual inspection carried out and the machine certified.
The implications are that any insurance claim for your possible loss of business, damage to property or more importantly customer and employee injury could possibly result in the claim being rejected by insurers, as without the correct certification you may be operating the equipment illegally, even if unintentionally. Please note an existing service contract is not classed as an inspection certificate.
This can be arranged very quickly with annual site inspections and certification being issued for as little as £120.00 plus V.A.T. If you wish to discuss this or obtain more information then please contact Ricci Ahearne at ricci@headleyinsurance.co.ukor call him on 01420 594251
- New Manager joins Alton Commercial Team
We are very pleased to announce that with effect from the 01st December 2009 Ricci Ahearne has agreed joined us in the role of Commercial Divisional Manager at our Alton Branch.
Ricci brings with him over 20 years commercial broking experience and industry contacts. Ricci joined us from our network partner Cobra and has previously worked at Willis and was also a Broker within Lloyds of London.
Ricci stated that he is ‘very excited about joining such a well respected broker who dedicate themselves to high service standards & competitive pricing’. Ricci went on to say ‘Headley are a fast forward thinking company who are always striving to look for new and unique ways of obtaining the best coverage at the right price for their clients and I very much want to be part of Headley’s growing success’
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