Headley Insurance Services Ltd


Cargo insurance covers physical damage to, or loss of, goods whilst in transit by land, sea and air.
All too often UK traders see it as an unnecessary expense, and instead allow suppliers or customers to control this vital area of business. This not only increases the difficulties of implementing an effective trade risk management strategy, but can also have an effect on profitability.

There are three Institute Cargo Clauses (levels of cover) A, B or C, plus war clauses and strikes clauses. It's somewhat similar to car insurance cover with comprehensive, third party, fire and theft, and third party policies, with A being the equivalent of fully comprehensive.

Open Cover is the most usual type of cargo insurance, where a policy is drawn up to cover a number of consignments. The policy can be either for a specific value that requires renewal once the insured amount is exhausted or an permanently open policy that will be drawn up for an agreed period, allowing any number of shipments during this time. A specific or 'voyage' policy is one set up solely for a particular consignment.

We can be contacted by telephone on 01420 594242, or by filling in our On-line Form.


Headley Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the FCA register (www.fca.gov.uk) under reference Reg no 306701.

Headley Insurance Services is a trading name of Headley Group Limited, William Curtis House, Lenten Street, Alton, Hampshire, GU34 1HG
Offices also at: 1551 Wimborne Road, Kinson, Bournemouth BH10 7AZ & 6 Queen Street, Godalming, Surrey, GU7 1BD
Companies House: Headley Group Limited is a Registered Company in England.
Registration number is 4851495 at William Curtis House, Lenten Street, Alton, Hampshire, GU34 1HG

If you are unhappy with our service we have a complaints procedure, details of which are available on request by emailing [email protected]. You may be able to refer a complaint to the Financial Ombudsman Service (FOS) if you are unhappy with how we deal with your complaint.
The FOS website is www.financial-ombudsman.org.uk